Upstart Network, Inc. is a U.S. financial technology company that provides a lending platform used by partner banks and credit unions. It focuses on automated underwriting and origination workflows intended to improve lending decisions and customer experience for consumer credit products.

Products and services

Upstart offers technology and operational infrastructure supporting loan applications, risk assessment, and origination processes. Its platform is used to facilitate consumer lending programs and connect approved loans with funding sources, integrating decisioning models into partner workflows.

Operations

Based in San Mateo, California, Upstart operates in the U.S. market and works with regulated financial institutions. The company positions its role as an enabling layer for lenders, combining software, analytics, and process automation around credit lifecycle execution.