Plaid Inc. is a U.S.-based financial technology company that provides an API layer for connecting consumer financial accounts to digital applications. It is commonly used to enable account verification, balance and transaction retrieval, and related user-permissioned data flows.

Products and services

Plaid supplies developer tools for authentication and connectivity, transaction and balance data, and financial identity capabilities used in onboarding and risk controls. Its services support fintech applications and enterprise platforms that need standardized integrations across many institutions.

Operations

Headquartered in San Francisco, Plaid operates as a connectivity and data infrastructure provider across multiple markets. The company focuses on secure data access and user consent, enabling partners to build payments, lending, personal finance, and embedded finance experiences.