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Klarna Bank AB (publ)

Klarna Bank AB (publ)

Stockholm, Sweden
Credit, Lending & Financing Solutions
Digital Payments & Money Transfer Services

Digital bank and payments provider best known for “buy now, pay later” checkout options, installment plans, and merchant payment services in e-commerce.

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Products / Services Offered

Core categories and capabilities listed by this supplier.

Categories

Credit, Lending & Financing Solutions
Digital Payments & Money Transfer Services

All Products / Services

25 published items

Products

17
  • Klarna App
  • Klarna Card (Visa)
  • Klarna Balance / Wallet
  • Pay in 4
  • Pay in 30 days / Pay in 30
  • Pay in full / Pay now
  • Pay in 3
  • Klarna Financing / Pay over time
  • Klarna savings accounts (flex)
  • Klarna fixed savings / term deposits
  • Peer-to-peer payments (in-app transfers)
  • Klarna Browser Extension
  • Klarna Payments
  • Klarna Checkout
  • On-site messaging
  • Merchant Portal
  • Sign in with Klarna

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Services

8
  • Merchant acquiring-style payment facilitation and settlement
  • Installment lending/BNPL underwriting
  • Invoice-style deferred payment (30 days)
  • Card issuing and card-linked flexible payment features
  • Deposit-taking and savings administration
  • P2P money transfer and wallet top-ups
  • Merchant order management, payouts, disputes support
  • Conversion marketing tools (on-site messaging)

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Business Details

Website

www.klarna.com/

Location

Stockholm, Sweden

Claim Status

Not claimed

Employees

3778+ employees

Profile Last Updated

January 27, 2026

History Action

Edited

Company Overview

Company profile summary and capabilities.

Klarna Bank AB (publ) is a Swedish regulated bank and payments provider best known for buy now, pay later (BNPL) and merchant checkout solutions. Through the Klarna app and partner integrations, it offers flexible consumer payment options, a digital wallet/balance, cards, savings products, and tools for merchants to increase conversion and manage orders and payouts.

Offerings

For consumers: Pay in 4, Pay in 30 days/Pay in 30, Pay in full (pay now), Pay in 3 (market-dependent), financing/“pay over time”, Klarna Card (Visa), Klarna Balance/wallet, cashback features, peer-to-peer payments, browser extension, savings accounts (flex and fixed/term).

Merchant solutions

Klarna Payments, Klarna Checkout, on-site messaging, Merchant Portal (orders, payouts, disputes), and Sign in with Klarna.

Company Positioning Data

Structured business model, value-chain, geography, and capability fields.

Business Model
financial service provider
brand
Value Chain Role
service provider
Geographies Served
Europe
North America
Australia
Key Capabilities
BNPL underwriting
merchant checkout
consumer app
fraud and credit risk controls
payments processing
deposit products
card issuing
digital wallet and P2P transfers
Tags
bnpl
checkout
consumer-credit
digital-bank
payments
wallet
savings
card

Company Information

Websitewww.klarna.com/
LocationStockholm, Sweden
AddressSveavägen 46, 111 34 Stockholm, Sweden
Employee Count3778+ employees
Claim StatusUnclaimed
Industry Focus
Credit, Lending & Financing Solutions
Digital Payments & Money Transfer Services